MONEY, BANKING, AND CREDIT

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This section is devoted to following issues of money, banking, fiscal, and monetary policy and their impacts on families and the nation as a whole.

NEWS:

• 04/27/2007:  Egold Indicted by Feds- dare to cut the international banking cartel out of their "piece of the action" and look what happens. No doubt the charges are bogus.

• 03/23/2007:  U.S. Mint says NORFED Liberty Dollar is Illegal

• 03/10/2004:  RFID Tags in New U.S. Notes Explode When You Try To Microwave Them

• 02/09/2004:  Newsletter of Norfed-denies legal threats to viability of his alternative currency

• 06/06/2003:  Is the United States Flat Out Broke?-Worldnet Daily

• 09/17/2002:  Bill to Eliminate the Federal Reserve Introduced-Congressman Ron Paul sponsors

• 09/10/2002:  Legislation to Abolish the Federal Reserve-Congressman Ron Paul sponsors

• 04/07/2002:  Jim Trimbach, FBI-A revealing interview with a leading FBI anti-money laundering agent gives a rare look at how the money cops think and act.

• 02/19/2002:  Bank of America Can Now Give Your Bank Account Away with No Liability!-Unbelievable!

• 03/31/2001:  Secret Service Raids Gold-Age

• Anne Williamson Exposes Federal Reserve-WorldNet Daily

• 12/19/2001:  Euro Banks to Embed RFID Chips by 2005-Your money will keep track of where it has been!

PRIVACY AND IDENTITY THEFT:

• Demand for Verified Evidence of "Trade or Business" Activity-Currency Transaction Report (CTR)-form to give financial institutions that are illegally preparing Currency Transaction Reports (CTRs) for cash withdrawals of $10,000 or more

• Bank Secrecy Act Requirements: A Quick Reference Guide for Money Service Businesses

• MSB.GOV-website sponsored by Dept of Treasury to provide information about currency transaction reporting

• Reporting Suspicious Activity: A Quick Reference Guide for Money Service Businesses

• Money Laundering Prevention: A Money Services Business Guide

• Financial Crimes Enforcement Network (FINCEN)-Big brother's/IRS watchdog

• FINCEN forms-types of information that financial institutions and casinos send to big brother

• 31 U.S.C. Subtitle IV, Chapter 53, Subchapter II: Records and Reports on Monetary Instruments Transactions-also called the "Bank Secrecy Act"

• 31 CFR Part 103: Financial Recordkeeping and Reporting of Currency and Foreign Transactions-implementing regulations for the "Bank Secrecy Act"

• SEC Release No. 34-47752, File No. S7-25-02-Customer Identification Programs for Broker Dealers

• Identity Theft Resources-contacts if you are a victim of identity theft

• How to Minimize Damage Caused by Identity Theft or Theft of your Wallet-one of our readers

• 18 U.S.C. § 1028. Fraud and related activity in connection with identification documents, authentication features, and information

• 42 U.S.C. §408:  Penalties-penalties for misuse of Social Security Numbers

• Federal Trade Commission (FTC) Identity Theft Page

• Identity Theft and Your Social Security Number-Social Security Administration

• Social Security Number Chronology-Social Security Administration

• Your Social Security Number and Card-SSA

• Privacy Act Notices of Systems of Records-Social Security Administration

• Fraud, Waste, and Abuse Hotline-SSA

• U.S. Department of Justice: Federal Guidelines for Searching and Seizing Computers

• U.S. Department of Justice: Electronic Evidence Search and Seizure Legal Resources

• Feasability of Cross-Border Electronic Funds Transfer Reporting System (OFFSITE LINK) -FINCEN report to Congress

ARTICLES:

• I Want the Earth Plus 5%-the story of how our money system evolved

• The "trade or business" scam-heart of the IRS fraud and the reason for the existence of "Currency Transaction Reports", 1099's, and W-2's

• Adam Smith's "The Wealth of Nations"-document upon which the founders wrote our constitution

• Confessions of an Economic Hitman (1.6Mbytes, MP3)-John Perkins tells his story about how he destroyed poor countries with economic coercion on behalf of the U.S. government.  Amazing

• Luxury: Enemy of our Souls-Pastor Matt Trewhella (audio)

• Memorandum of Law on the Name-exhaustive legal treatise on the use of the all caps strawman name

• Bank One v. Ward-(1.7 Mbytes) interesting case where debt was completely eliminated using the UCC and a Bill of Exchange

• Attention "Public Servant"-an open letter to all those who work for the federal government

• Dispatch of Merchants-William Avery.  History of banking

• Effect of Government Debt and Spending Policies Since Reagan-by Kevin Schan

• Declaration of Cause and Necessity to Abolish the U.S. Government-(HOT!) an open letter by John B. Nelson submitted by one of our readers.  Provides compelling evidence of the existence of the New World Order coup.

• Federal Transaction Reporting Requirements-what you have to tell the feds about your transactions, which is NOTHING in most cases

• Comprehensive Annual Financial Reports-Antishyster Magazine

• Opening Bank Accounts Without SSNs-Antishyster Magazine

• Things You Aren't Supposed to Think About-Antishyster Magazine

• Jefferson's Prophesy:  The Bankruptcy of America

• U.S. Government Financial Report, 2002-(1.55 Mbytes) U.S. Treasury

• List of Electronic Payment Services-for those who are setting up an eCommerce website

• PaypalSucks-website about nightmares of using PayPal

• Issues Library: Jobs and Economy-Townhall

MONEY:

• The Money Scam, Form #05.041 (OFFSITE LINK) -SEDM Forms Page.  Excellent.

• "money" defined-Sovereignty Forms and Instructions, Cites by topic.  Note that the definition does not include "notes", and Federal Reserve Notes are "notes".

• Where's George?-where is all the money right now?

• Bureau of Engraving and Printing

• U.S. Mint

• Payment Inquiry Letter -use this letter as a starting point for responding to a request from any government official to pay some amount of money.  It will usually get them so flustered that they will just give up, because they will have to admit they are violating the law to collect it.

• Federal Reserve Board Admits there is No definition for what a "dollar" is- in response to an inquiry by a state official

• Congressman Beers of Nevada Admits that Federal Reserve Notes are not "dollars" and that there is no legal definition of what a "dollar" is (OFFSITE LINK)- amazing

•  Senate Document 114, January 15, 1934:  FDR's Legislation to Improve the Financial and Monetary System of the U.S.

• Endorsing Checks to Avoid a Taxable Event- We wouldn't try this, but the discussion is fascinating

• Americans for Common Cents-defending the penny.  Current pennies cost twice as much to produce as they are worth

• Ayn Rand on Money-from her famous book Atlas Shrugged.

• International Currencies

  • AmeroCurrency -place to get Ameros

  • Amero Currency Blog

  • Sample Currency

  • Euro Explanation-European Commission

  • International Monetary Fund

• Currency Exchange

  • XE

  • X-Rates

  • Go Currency

• Research

  • Patman Primer on Money-U.S. Government Printing Office, 1964, 141 pages

  • 169 Questions and Answers on Money-U.S. Government Printing Office

  • The Great Cookie Jar-book by Dr. Edward Popp

  • Money, Bona Fide or Non-Bona Fide-book by Dr. Edward Popp

  • Federal Reserve Notes Are Not Legal Tender

  • What is a Dollar?

  • Electronic Money-Federal Reserve Bank of Chicago

  • The Law, Money, and Your Choice-(179 Kbytes) by Lee Brobst.  Fascinating

  • The Theory of Money and Credit-eBook by Ludwig Von Mises

  • Money as Debt-great video

  • Jones on Money, Gold and Silver-good video

  • Web of Debt-expose on the shocking truth about the American money system

  • Is This what makes you subject to the Income Tax?-interesting article about how use of FRNs is a privileged activity

  • Money v. Wealth-David C. Korten

  • Is America Babylon?  The Masonic origins of our money is fascinating reading.

  • Money v. Mammon-His Holy Church Study into the character of money

• History

  • History of the U.S. Mint

  • American Currency Exhibit-Federal Reserve Board

  • The History of Lawful Gold and Silver Legal Tender and the Debt Brought On by Unlawful Fiat Paper Money

  • In God We Trust-about the phrase on our money

  • Background on the Dollar Bill

  • A Redeemable Paper Currency-Speech by Daniel Webster, Feb. 22, 1834

  • A Short History of Paper Money-William Gouge, Advisor to President Jackson, 1833

  • The Story of Money-Barry Konicov

  • Symbols On The Dollar-Dr. Brooky Stockton

  • Alan Greenspan on Why The Gold Standard Had to Be Abandoned-very enlightening!

• Law

  • Westlaw Keycite Search, 294k10: What is "Legal Tender"-lists ALL cases describing what is "legal tender"

  • Westlaw Keycite Search, 294k11: What is "Not Legal Tender"?-lists ALL cases describing what is NOT "legal tender"

  • Legislative History of Money in the United States-authoritative statutes marking all the changes to our money system

  • House Joint Resolution (H.J.R.) 192: Abandonment of Gold-backed money-bill passed in 1933.  It was repealed in 1982

  • United States of America Money Act

  • Contracts Payable in Gold-Senate Document 43

  • Legal Tender and Status-U.S. Treasury

  • Invisible Contracts: Federal Reserve Notes-by George Mercier

  • Nevada Constitutional Amendment to Issues Money as Silver Coins-Assembly Bill 532, 72nd Congress

  • Edwin Vieira's Official Website-the foremost authority on constitutional authority for money

  • Writings of Edwin Vieira-respected expert on money

  • Book XXII, Of Laws in Relation to the Use of Money-the Spirit of Laws by Montesquieu.  This is the book upon which the founders designed our government and wrote our Constitution

  • 18 U.S.C. §1960: Prohibition of Unlicensed Money Transmitting Businesses

  • 12 U.S.C. §411: Issuance to reserve banks; nature of obligation; redemption-FRN's can be redeemed for lawful money, and the only lawful money is gold under our Constitution

  • 31 U.S.C. §3124: Exemption from taxation-Federal Reserve Notes (FRNs) are exempt from federal State taxation

  • Legal Tender Cases:  Julliard v. Greenman, 110 U.S. 421 (1884)

  • Edwin Vieira Speech entitled "Return to Constitutional Money"-Over Labor Day weekend, 1991, the NCBA had a convention in Denver. Franklin Sanders and I spoke there as did Edwin, who, as always, gave a great speech which you are invited to read. 

  • Money Brief:   Under Art. 1, § 8, cl. 5 of the U.S. Constitution, Congress is granted the power to coin money, and via Art. 1, § 10, cl. 1, the states are disabled from making anything but gold and silver coin a tender in payment of debt. This brief, about 18 years old now and in need of serious redrafting, covers a wide variety of state and federal cases addressing the monetary powers and disabilities contained in the U.S. Constitution. Perhaps this brief constitutes a decent introduction to this most important subject.

  • The Forgotten Role of the Constitution in Monetary Law-Edwin Viera.

• Monetary Policy

  • Interview with Edwin Viera-author of Pieces of Eight and an authority on money

  • Thomas Paine Essay on Paper Money-excellent

  • People for a Mathematically Perfect Economy (OFFSITE LINK)

  • Central Banks, Gold, and the Decline of the Dollar-Antishyster Magazine

  • Borrowing Currency Into Circulation: This short memo discusses the adverse economic consequences resulting from the manner by which credit ("money") is created today.

  • It's Not the Money, Its The Principal-Antishyster Magazine

  • What Is A Dollar?-James Turk

  • Creating Money is a Taxing Operation-An Attorney writes a Treatise examining the history of money in the United States, as well as its origin and purpose.  It is his contention, that Federal Reserve Notes are not "Dollars," but dishonored promises to pay dollars.

  • Mises on Money-eBook by Lew Rockwell

BANKING:

•  Privacy Agreement, Form #06.014 (OFFSITE LINK)-Attach this form to all financial, account, government, and medical forms to ensure your privacy is protected and that you do not become the unlawful subject of any financial transaction report.

• Swift:  Main provider of bank wiring services

•  Senate Document 1, March 9, 1933:  FDR's Request to Take Over Banks

• Banks-Common Law Venue

• Guide to Banking Law-Hierogamos

• The Moral Hazard of Central Banking-Gary North

• Judicial Precedents Relating to National Banks

• Invisible Contracts: Bank Accounts-by George Mercier

• Investigating a Bank-How to find out about a bank

• Federal Deposit Insurance Corp (FDIC) Institution Listing

• FDIC Enforcement Decisions and Orders

• FDIC Condition and Income, Thrift Financial Reports (Call/TFR)-for all major U.S. banks

• National Information Center (NIC): Federal Reserve-U.S. and foreign bank listing.  You can obtain the RC-B sheet for any bank with this link.

• 12 U.S.C. §83(a):  Forbids banks that are part of the Federal Reserve counterfeiting franchise to loan their own money.  This creates a monopoly on counterfeiting by the U.S. government

• 12 U.S.C. §90:  Depositaries of public moneys and financial agents of the Government.  Banks are financial agents of the government.  When you sign the signature card, you are an agent of the financial agents of the government.

• 31 CFR §202.2:  All banks that are FDIC insured are considered to be part of the U.S. government! -- (HOT!) Use this regulation in combination with the Privacy Act (5 U.S.C. §552a) to request information from banks!  Also force the banks to follow the Constitution when they try to force you to incriminate yourself by providing an SSN to open an account!

• 12 U.S.C. Chapter 11A: Federal Home Loan Mortgage Corporation

• 31 U.S.C. §5314: Records and Reports on Foreign Financial Agency Transaction-requires foreign bank accounts to be disclosed

• Treasury Form TD F 90-22.1: Report of Foreign Bank and Financial Accounts-form for disclosing foreign bank accounts.  Authority for this form, according to the form, is:

  • 5 U.S.C. §301

  • 31 U.S.C. §5314

  • 31 CFR §103

  • 31 CFR §103.24: Reports of Foreign Financial Accounts

  • Public Law 91-508

• FDIC Bank Examinations Information

• FDIC Compliance Examination Handbook

• Bank Holding Company Supervision Manual - Federal Reserve Board

• Bank Secrecy Act Examination Manual-Federal Reserve Board

• Commercial Bank Examination Manual-Federal Reserve

FEDERAL RESERVE:

• Secrets of the Federal Reserve-Eustice Mullins

• Congressional Record, 1923-history of affect of Federal Reserve in 1913 upon the American Economy before, during, and after WWI

• Modern Money Mechanics-story of how the federal reserve works.  By the Federal Reserve of Chicago.

• Federal Reserve Conspiracy Theories--What the other side says about Federal Reserve conspiracy theories.

• Money and the Federal Reserve System: Myth and Reality-Congressional Research Service

• 12 CFR: Banks and Banking

• The Federal Reserve System: Its Purposes and Functions-published 1939 by Board of Governors of Fed. Reserve

• Federal Reserve Affidavit-from an expert on the Federal Reserve who worked in the industry.  Very revealing

• Federal Reserve Bank Notes Declared Unconstitutional-Justice of the Peace, Martin V. Mahoney, on an "Order to Show Cause," declares the "Notes" of the Federal Reserve Bank to be Un-Constitutional.  Justice Mahoney shows us that the "Notes" of the Federal Reserve Bank doesn't meet the international standards of a "Bank Note" nor does the "Notes" of the Federal Reserve Bank meet the Common Law standards of a "Note."

• Money, Banking, and the Federal Reserve-excellent video.  Google video

• Monopoly Men (The Federal Reserve) -Google video

• Fiat Empire: Why the Federal Reserve Violates the U.S. Constitution-Google video

• Invisible Contracts: Federal Reserve Notes-George Mercier

• Interest Payments and the American Muslim-Sherry Peel Jackson, Ex-IRS agent

• Creature from Jekyll Island-famous documentary on the formation of the Federal Reserve by Ed Griffin

• Money Masters-video expose on the Federal Reserve by Bill Stills.

• Here's To You, Andrew Jackson: The Federal Reserve is a Monster-Joe Sansone

• The Federal Reserve Act-(2.38 Mbytes) complete text.  40 Stat. 251-275, 690-691.  Extracted from the Statutes at Large.

• Greater Fools and FRN's-Antishyster Magazine, Vol. 8, No. 2

• Emergency Banking Relief/Banking Relief/Bank Conservation Act and Amendment-passed March 9, 1933

• The Federal Reserve As A Parasite-Dr. Edwin Vieira

• President Kennedy, the Federal Reserve, and Executive Order 11110-this article makes the connection between the repeal and the elimination of the federal reserve and the assassination of Presidents Lincoln and Kennedy

• Who Owns the Federal Reserve?-interesting article

• Stealing Potato Chips-Sherry Jackson, former IRS Examiner

• Alan Greenspan Exposed - very interesting

CREDIT:

• Commentaries on the Law of Promissory Notes-book by Joseph Story, 1851.  Google Books

• Commentaries on the Law of Bills of Exchange-book by Joseph Story, 1847.  Google Books

• Credit Cards & Consumer Loans Page-FTC

• Credit Reports and Scoring Page-FTC

• Mortgages/Real Estate Page-FTC

• 16 CFR Chapter I: Federal Trade Commission

• Fair Credit Reporting Act (FCRA)-FTC

• Equal Credit Opportunity Act: 12 CFR Part 202-electronic CFR

• Federal Credit Equal Opportunity Act, 12 CFR 202.4(d)-electronic CFR

• FTC Fair Credit Reporting Act (FCRA) Links-FTC

• U.S. Code, Title 14, Chapter 41: Consumer Credit Protection-Cornell

• Credit Repair Organizations Act (CROA)

• Fair Isaac-company which writes the algorithms that compute your credit score

• Equifax-Credit bureau

• TransUnion-credit bureau

• Experian-credit bureau

DEBT AND COLLECTION:

• Conquering the Spirit of Debt (OFFSITE LINK) - video sermon.  Google video.

• FTC Fair Debt Collection Practices Page

• U.S. Code, Title 15, Chapter 41, Subchapter V: Debt Collection Practices-Cornell

• 26 U.S.C. §6304: Fair Tax Collection Practices

• Relation-Back Doctrine Condemns Administrative Tax Liens and Levies-Dan Meador

• Authorities on "liens"-Sovereignty Forms and Instructions, Cites by Topic

• Authorities on "assessment"-Sovereignty Forms and Instructions, Cites by Topic.  U.S. Supreme Court says taxes are not "debts".  See Lane County v. Oregon, 74 U.S. 71 (1868).

• 31 U.S.C. Subtitle III, Chapter 37, Subchapter II:  Claims of the United States Government

• 31 CFR Part 5: Treasury Debt Collection

• Debt Virus-book by Jacques Jaikaran

• IRS Is Subject to the FDCPA:  IRS RRA98, Section 3466, 112 STAT. 768

• Federal Tax Lien Act, P.L. 89-719

• Uniform Federal Lien Registration Act

• Senate Report 89-1708: Federal Tax Lien Act

• Internet Bankruptcy Library-Most comprehensive library of U.S. consumer bankruptcy law and information on the Internet

• Professional Bankruptcy Library-Morgan King

• Bankruptcy-Legal Information Institute, Cornell

• Bankruptcy-U.S. Attorneys Bulletin, Volume 47, No. 4, August 1999

• Bankruptcy Reform Act I-U.S. Attorneys Bulletin, Volume 54, No. 4, July 2006

• Bankruptcy Reform Act II-U.S. Attorneys Bulletin, Volume 54, No. 5, August 2006

• Collier Bankruptcy Library-Lexis Nexis

• Bankruptcy Library-West Publishing

• Bankruptcy Websites-Findlaw

UNIFORM COMMERCIAL CODE (UCC) AND BUSINESS FILINGS:

• Policy Document: UCC Redemption, Form #08.002 (OFFSITE LINK)-we support their views on UCC Redemption.  By SEDM

• Proof That There Is a "Straw Man", Form #05.042 (OFFSITE LINK)-proves the existence of the straw man, why it was created, how to avoid becoming surety for it.  By SEDM

• UCC Security Agreement, Form #06.007 (OFFSITE LINK)-form which allows you to lien your strawman to defend yourself from illegal government enforcement actions.  By SEDM

• The Wizard of Oz-the true significant of this well-known story

• Redemption Manual-Rice McCleod

• Honor-Dishonor Process-handling debt collection and settlement administratively and bypassing the court using notary protest

• UCC Filing-Family Guardian

• Dispatch of Merchants -William Avery

• Bogus Sight Drafts/Bills of Exchange Drawn on Treasury - Treasury Website

• The UCC Connection: Free Yourself from Legal Tyranny-Howard Freeman

• Our Present Commercial System of "law" and Remedy Provided for our Protections-Howard Freeman

• Maxims of Commerce

• Uniform Commercial Code (UCC)-Cornell University Legal Information Institute

• Uniform Commercial Code Locator-Cornell University Legal Information Institute

• Commercial Law and the Uniform Commercial Code (UCC)- from Sovereignty Forms and Instructions, "INSTRUCTIONS" section, step 0.5

• Mastering the Uniform Commercial Code (UCC)-excellent summary of the UCC

• Investigative Report on the UCC-Barton Buhtz

• Federal Uniform Commercial Code (UCC)-Cornell University

• The UCC Connection-Howard Freeman

• Nickles Payments Law in a Nutshell-excellent book by Richard Speidel and Steven Nickles

• Knox Corporate Records Search-search the records of all 50 states for corporate filings

COMMERCE AND COMMERCIAL CRIMES:

• Outlines of Commercial Law (16 MB)-book by O.B. Parkinson, 1916